Small Town4,810 people

Waterloo, NY

Discover how far your salary goes in Waterloo. Compare taxes, rent, and living costs.

Cost Index
188
💰 Expensive
Population

4,810

State Tax

10.9%

1BR Rent

$2,023

/month

vs National

+45%

above avg

How far would your salary go in Waterloo?

Enter your income to get a personalized breakdown vs 50+ cities

Calculate Now

Rent Prices in Waterloo

🏠

Studio

$1,618

/month

$19,416/year

Most Common
🛏️

1 Bedroom

$2,023

/month

$24,276/year

🏡

2 Bedroom

$2,731

/month

$32,772/year

🏘️

3 Bedroom

$3,540

/month

$42,480/year

Taxes in New York

State Income Tax

New York

10.9%

For a $100k salary, that's ~$10,900/year in state taxes.

Federal Income Tax

Same nationwide

10-37%

Federal taxes use progressive brackets. The more you earn, the higher your marginal rate.

Learn how tax brackets work

Frequently Asked Questions

What is the cost of living in Waterloo, NY?

Waterloo has a cost of living index of 188, which is 88% above the national average. A 1-bedroom apartment costs around $2,023/month.

What is the state income tax in New York?

New York has a state income tax rate of approximately 10.9%. This is in addition to federal income tax.

How much is rent in Waterloo?

The median rent for a 1-bedroom apartment in Waterloo is $2,023/month. For a 2-bedroom, expect to pay around $2,731/month. This is 45% above the national average.

Is Waterloo a good place to live?

Waterloo is a small town with a population of 4,810. The cost of living is expensive, making it more expensive than average for the US.

See the complete picture for Waterloo

Our free calculator shows your exact take-home pay, tax breakdown, and how Waterloo compares to 50+ other cities.

Calculate My Salary

Free • No signup • 10 seconds